The homebuying process can feel overwhelming, but breaking it down into clear steps and working with professionals along the way makes it much more manageable. From dreaming of homeownership to holding the keys—here’s a roadmap of how to make it happen! ✨
1. Determine Your Budget
- Assess your finances and savings.
- Save for your down payment and closing costs.
- Get a mortgage pre-approval to understand your borrowing power.
2. Find a Mortgage Broker (Like Me!) and Get Pre-Approved!
- Get a mortgage pre-approval to understand your borrowing power.
- Explore mortgage options and what you can expect during the mortgage process.
- Understand what options will work best for your situation.
3. House Hunting
- Work with a trusted realtor to find homes within your budget.
- Consider location, size, and your future needs.
4. Make an Offer
- Submit an offer with conditions (financing, inspection, etc.). Your realtor will help you with this process!
- Negotiate if necessary.
5. Secure Your Mortgage
- Once you have an accepted offer we'll connect again to finalize your mortgage application and your final mortgage choice.
- Finalize your mortgage approval with your broker.
- Lock in your interest rate and sign the paperwork.
6. Home Inspection & Appraisal
- Ensure the home is in good condition.
- Confirm the home's value aligns with your purchase price.
7. Legal & Closing Process
- Work with a lawyer to complete legal paperwork.
- Pay your down payment, closing costs, and finalize all details.
8. Move In!
- Get your keys and enjoy your new home!
From dreaming of homeownership to holding the keys—let's get you moving!
