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With several Big-Five bank CEOs calling for regulatory action to slow the red-hot housing market, it didn't take long for the Office of the Superintendent of Financial Institutions (OSFI), the governor of federally regulated financial institutions, to respond. In a news release issued today, OSFI proposed an increase in uninsured mortgages' qualifying rate to the higher of the mortgage contract rate […]

For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time, but it never hurts to be aware of your current score and ensure you are maintaining it - even when you're not in the market […]

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

Spring is almost here! To help you get prepared for the Spring market, I have put together some details on what you need to know whether you’re buying or selling! Selling this Spring? Here are some great tips for those of you looking to sell your home this Spring! Hire an Experienced Realtor: Before preparing […]

In a world with an abundance of options, it can be hard to know which way to turn to ensure that you make the best decision for your future. Fortunately, a mortgage broker can help! With access to over 200 lending institutions including big banks, credit unions and trust companies, mortgage professionals like myself are […]

Welcome to Canada - we are so glad to have you here. I also thought I would take this opportunity to provide you with some information regarding getting a mortgage as a new Canadian to help you on your future journey. If you are already a Permanent Resident or have received confirmation of Permanent Resident Status, […]

Busted! Don't believe these myths about working with a mortgage broker. 1. You need to pay to work with a mortgage broker. Untrue! Mortgage brokers are usually paid by the mortgage lender at no cost to you. I focus on finding you the best mortgage product and rate based on your current and future goals/needs. […]

Give Yourself Peace of Mind with a Cash Back Mortgage Cash Back Options: 1%, 1.5%, 2%, 3%, 5%* Available for Purchases and Transfers Cash Back could be used for: Paying Off Debt Home Renovations & Updates Closing Costs* Call me to get pre-approved for a mortgage today! Phone: 250-318-7614Email: jennamortgagebroker@gmail.com *Maximum 80% LTV for 5% […]

With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare for the coming season. […]