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Deciding when to buy your first home can feel like a huge leap. If you’re wrestling with the decision, here are some clear signs that you might just be ready to transition from renting to owning: Your Credit Score is Looking Good: If your credit score is 680 or higher, you’re in a great position […]

One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]

Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial well-being. Understanding some of the more common mortgage fraud scams and how to protect yourself can make all the difference! The most common type of mortgage fraud involves a criminal obtaining a property, and […]

“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at the top of your list. […]

BREAKING NEWS - Bigger savings are coming for BC Home Buyers starting April 1, 2024, as announced in the 2024 Provincial Budget yesterday! Two highlights for home buyers: 1️⃣ First-time home buyers’ program: The first-time home buyers’ program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. […]

Fall in love with your home and your workspace again with these tips to help you make your home office space more productive! Establish Boundaries: A key component of being more productive at home is to establish proper boundaries between work and personal life. While not all of us at home have space for a […]

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, whereas a […]

Great news this morning - the Bank of Canada held it’s overnight rate at 5%! The Bank of Canada knows full well that high rates are squeezing borrowers, yet, it’s in no hurry to signal rate cuts and rekindle inflation, warning that it “remains prepared to raise the policy rate further if needed.” Notably, the […]

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make your mortgage renewal work for you as we start to think about 2024. Get a Better Rate Are you aware that when […]