Blog

The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who are purchasing a new home and need a mortgage. The […]

There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings. Your home loan review this year will examine the most common potential monthly savings opportunities, including high-interest credit card debt or fixed loan payments. Reviewing your […]

Do you know the difference between a mortgage broker and a mortgage specialist? No matter where you are at in your home buying journey, I wanted to provide some information that might help you consider utilizing my services to ensure you get the best mortgage product, for YOU! To most consumers “mortgage broker” and “mortgage specialist” […]

Looking to Buy This Spring? If you want to enter the real estate market this Spring, there are some things you should consider - especially if you are a first-time home buyer! Get Pre-Approved: One of the best things you can do prior to starting your home search, is to get pre-approved for a mortgage! […]

With several Big-Five bank CEOs calling for regulatory action to slow the red-hot housing market, it didn't take long for the Office of the Superintendent of Financial Institutions (OSFI), the governor of federally regulated financial institutions, to respond. In a news release issued today, OSFI proposed an increase in uninsured mortgages' qualifying rate to the higher of the mortgage contract rate […]

For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time, but it never hurts to be aware of your current score and ensure you are maintaining it - even when you're not in the market […]

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

Spring is almost here! To help you get prepared for the Spring market, I have put together some details on what you need to know whether you’re buying or selling! Selling this Spring? Here are some great tips for those of you looking to sell your home this Spring! Hire an Experienced Realtor: Before preparing […]

In a world with an abundance of options, it can be hard to know which way to turn to ensure that you make the best decision for your future. Fortunately, a mortgage broker can help! With access to over 200 lending institutions including big banks, credit unions and trust companies, mortgage professionals like myself are […]