BREAKING NEWS: Bank of Canada has left its key interest rate unchanged For the first time in a year, the Bank of Canada has lefts its overnight target rate unchanged, keeping it at 4.50%. In a statement released this morning, the Bank noted, “Global economic developments have evolved broadly in line with the outlook in […]

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find yourself in what’s commonly […]

Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which might lead to cash flow issues and being “house poor” […]

When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your […]

Getting a mortgage and purchasing a home are possibly some of the biggest decisions you'll make in your life. I've compiled a list of 10 commonly asked mortgage questions for you below! Have a question that's not included on my list? Let's connect to discuss it! 1. What’s the best rate I can get? Rate, […]

Transitioning from renting to becoming a homeowner is one of the biggest decisions you'll make in your lifetime. I'm here to help you plan ahead before you embark on homeownership by getting a budget in place and ensuring you have the savings ready! Some of the costs of embarking on homeownership include a down payment, […]

Now is a great time to renovate! If you're looking to freshen up your interior, but you don't have the cash on hand to pay for these improvements, refinancing your current mortgage to access some of your home equity may be a comfortable solution. Or, if your mortgage is coming up for renewal, I can […]

According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that offers more space for them and their families. In fact, this is true for a whopping 29% of Canadians! Unsurprisingly, this demographic is made up mostly of younger Canadians (under 35) with growing […]

The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who are purchasing a new home and need a mortgage. The […]