When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your […]

With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks can give your yard a facelift and make your outdoor space feel brand new! Check out my backyard renovation ideas below: Reviving Your Deck: You don’t necessarily have to tear it […]

As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many […]

As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured and uninsured mortgage borrowers will be subject to a stricter stress test when qualifying for their mortgage. The new qualifying rate on uninsured mortgages – where the down payment […]

When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matter. At the end of the day, a mortgage is a contract between you (the homeowner) and the bank. As […]

Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1. It’s All in the Numbers Whether you are shopping for a pre-built home, or are looking to create your own […]

Getting a mortgage and purchasing a home are possibly some of the biggest decisions you'll make in your life. I've compiled a list of 10 commonly asked mortgage questions for you below! Have a question that's not included on my list? Let's connect to discuss it! 1. What’s the best rate I can get? Rate, […]

Transitioning from renting to becoming a homeowner is one of the biggest decisions you'll make in your lifetime. I'm here to help you plan ahead before you embark on homeownership by getting a budget in place and ensuring you have the savings ready! Some of the costs of embarking on homeownership include a down payment, […]

Now is a great time to renovate! If you're looking to freshen up your interior, but you don't have the cash on hand to pay for these improvements, refinancing your current mortgage to access some of your home equity may be a comfortable solution. Or, if your mortgage is coming up for renewal, I can […]