Today, September 24, 2024, the federal government announced updated parameters for mortgage lenders and insurers to begin offering insured mortgages as of this coming December. These new criteria will apply to all of your first-time homebuyers and all buyers of new builds. The expanded parameters include: expanding the eligibility for 30-year amortizations and increasing the […]

Stepping into the mortgage world for the first time can feel a bit like learning a new language. But don’t worry, I’m here to translate some of the key terms and concepts that can make a significant difference in your homeownership journey. Today, we’re focusing on three overarching themes: mortgage structure, rates, and aligning your […]

Deciding when to buy your first home can feel like a huge leap. If you’re wrestling with the decision, here are some clear signs that you might just be ready to transition from renting to owning: Your Credit Score is Looking Good: If your credit score is 680 or higher, you’re in a great position […]

As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many […]