In a world with an abundance of options, it can be hard to know which way to turn to ensure that you make the best decision for your future. Fortunately, a mortgage broker can help! With access to over 200 lending institutions including big banks, credit unions and trust companies, mortgage professionals like myself are […]

Jenna Nash-McCabe is a mother, wife and mortgage specialist living in Valleyview, Kamloops. She lives with her husband Tyrone and two daughters, Brooklyn and Harper. While Jenna works at Mortgage West, Tyrone is the manager of Utility Services with the Thompson-Nicola Regional District (TNRD). Like so any families in Kamloops, the Nash-McCabe family enjoys playing […]

1. If I have mortgage default insurance do I also need mortgage life insurance? • Yes. Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or dependents to pay off the mortgage on the home should something tragic happen to you. Mortgage default insurance is something lenders require […]

If you are looking for a new home, be sure you get a mortgage preapproval. With a mortgage pre approval, a licensed mortgage broker (like myself), can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually the […]

The benchmark rate (a.k.a. minimum stress test rate) has decreased from 5.19% to 5.04%. This will boost the mortgage amount typical borrowers can qualify for. The Good News The drop from 5.19% to 5.04% now means you can borrow an average of $10,000 more than you could previously! Do you have less than 20% down? […]

The benchmark rate (a.k.a. minimum stress test rate) has decreased from 5.19% to 5.04%. This will boost the mortgage amount typical borrowers can qualify for. The Good News The drop from 5.19% to 5.04% now means you can borrow an average of $10,000 more than you could previously! Do you have less than 20% down? […]