If you are new to the world of mortgages, you probably have a lot of questions - such as whether to choose a fixed-rate mortgage or variable -rate mortgage. Even experienced homeowners can sometimes struggle with this and may wonder if they made the right choice or if they should switch. Before we get to […]

1. If I have mortgage default insurance do I also need mortgage life insurance? • Yes. Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or dependents to pay off the mortgage on the home should something tragic happen to you. Mortgage default insurance is something lenders require […]